Our business strategy emphasizes the following :
- Increase our market share in India’s expanding banking and financial services industry by following a disciplined growth strategy focusing on quality and not on quantity and delivering high quality customer service.
- Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs.
- Maintain our current high standards for asset quality through disciplined credit risk management.
- Develop innovative products and services that attract our targeted customers and address inefficiencies in the Indian financial sector.
- Continue to develop products and services that reduce our cost of funds.
- Focus on high earnings growth with low volatility.